Terms and Conditions
Last Updated: 11-11-2025
Please read these Terms and Conditions ("Terms") carefully before using FolioMinds.com (the "Site"). Your access to and use of the Site is conditioned upon your acceptance of and compliance with these Terms.
1. CRUCIAL DISCLAIMER: EDUCATIONAL CONTENT ONLY - NOT FINANCIAL ADVICE
All articles, data, analysis, and other information on this Site are provided for educational and informational purposes only. They do not, and are not intended to, constitute financial, investment, legal, or tax advice.
The content on FolioMinds.com is the result of independent analysis and represents our opinion. It should not be considered a recommendation, solicitation, or offer to buy or sell any security. Investing in securities involves significant risk, including the possible loss of principal. Past performance is not an indicator of future results.
You are solely responsible for your own investment decisions. Always conduct your own thorough due diligence and consult with a qualified, licensed financial professional before making any investment.
2. Limitation of Liability
By using this Site, you agree that FolioMinds.com and its authors shall not be held liable for any direct, indirect, or consequential losses or damages arising from the use of the information on this Site. The information is provided "as is," and we make no warranty regarding its accuracy, timeliness, or completeness.
3. Intellectual Property Rights
All content on this Site, including text, graphics, and logos, is the exclusive property of FolioMinds.com and is protected by copyright laws. Unauthorized reproduction or distribution is strictly prohibited.
4. User Conduct
You agree to use this Site for lawful purposes only. Any comments or user-generated content that is defamatory, malicious, or unlawful will be removed.
5. Governing Law
These Terms shall be governed by the laws of [Your Country/State], without regard to its conflict of law provisions.
6. Changes to These Terms
We reserve the right to modify these Terms at any time. We will post the revised terms on this page and update the "Last Updated" date. Your continued use of the Site after such changes constitutes your acceptance of the new Terms.
7. Contact Information
If you have any questions about these Terms, please contact us at: contact us
